We are cognizant of the fact that employees are the lifeblood of any organization and their financial well being is pertinent to the success of firm. We have therefore designed various staff benefit plans i.e employees savings plan, staff loyalty schemes, special schemes investment clubs etc to help improve the livelihood of employees upon their disengagement from the firm.

Employee welfare schemes can be employee, employee and employer or employer contributory plans depending on how the plan is structured.

This allows employers make adequate cash provisions for the payment of employee benefits at severance. The scheme offers exposure to either traditional or alternative asset classes to ensure maximum returns and provide the necessary liquidity to meet liabilities as they crystallize.

To manage a company’s Gratuity scheme proficiently, we take into consideration the retirement profile of the staff and structure the investment portfolio to provide liquidity for payment as they fall due.

This involves the management of funds that may be required within short notice to meet unexpected calls/payouts. Consequently, in coming up with a strategy in managing these funds it is important we understand the business model in entirety and the possible immediate to short term cash requirements so as to maintain a reasonable level of liquidity.

Organizations make budgetary provisions for replacements of assets that are essential to the successful operations of their business and in many cases these funds are not invested efficiently for maximum returns. We have over the years worked with several organizations to put in place investment programs which helps maximize the return on investment thereby creating the required cash to replace the asset when the need arises.