Our Investment Management Philosophy
As your ambitions grow, so should your investment strategy
Whether you’re an individual investor or a business looking to take things to the next level, the goals you set determine the approach you take. No two goals are the same; they grow and change as your lifestyle evolves.
The right investment solutions give you the freedom to reach your goals, no matter how many or how often they change. That’s why we tailor and constantly adapt unique investment strategies to match your ambitions.
Of course, the right time to invest also depends on your particular circumstances. Contrary to what most people think, investing is not only for rich people with plenty of money; you can get started by investing with just a small amount of money. An ARM Discovery Fund Account, for instance, allows you to start investing with as little as N10,000.
Investing little and often can considerably increase your returns over the long term. It allows you to take advantage of increases in interest rates and reductions in share prices.
Our Investment Management Philosophy
A guided approach to asset allocation and security selection, to build our clients’ investment portfolios. Synchronise clients’ expectations with financial market realities and strike a good balance between expected return and risk.
Our investment philosophy explains the way we manage investments. This philosophy focuses on delivering consistent returns to our clients and is shaped by two overarching principles. Value investing and risk management.
In investment management parlance, ARM is a ‘value-oriented, defensive manager’ that seeks to maintain balance between risk and return. This means that we invest in securities that we believe are priced below their intrinsic value, or better still, are traded at a discount to what we consider to be their true business value. We believe that, over time, the price of a stock will rise to reflect the value of the underlying company and that this approach to investing allows for significant investment returns while reducing risk.
We believe that the most effective way to identify value stocks is through fundamental research. Therefore, we conduct our research using top-down asset allocation and bottom-up stock selection processes. Whilst our objective is to exceed our clients’ chosen benchmark return over the long-term, our investment management approach ensures that capital preservation is not sacrificed in pursuit of exceeding client’s benchmark return.
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The ARM Investment Center offers you a platform to achieve all your investment objectives. No matter who you are, all you need to do is have the dream and we provide the means!