Fire your Landlord- own your own home!

Fire your Landlord- own your own home!

Ordinarily, Fred’s family and the landlord’s should not have any reason to clash since both duplexes were detached with a separating wall and different gates. However, it seemed like they were still too close.  The complaints never ended, from accusations of noise disturbance to exposure to danger because of Fred’s frequent late return from work. One time, the landlord’s wife told his wife to dismiss the new help she recently employed because she dreamt the lady was fetish. Even Fred found it difficult to believe that conversation really held.

Not long after, he got a first-hand experience of the landlord’s drama. It was a public holiday that day and Fred was enjoying a beautiful afternoon. Two of his friends had come visiting and his wife also had a few friends over since she loved to entertain. Naturally, the guests had found comfortable spots to park outside the compound. Unknown to Fred, one of them had parked extremely close to the landlord’s gate. The landlord however noticed as he drove in and was enraged beyond reason. He stormed to Fred’s part of the house and made his displeasure known in more than a few words, particularly pointing out that if Fred wanted to throw parties every two days, he would have to build his own house and secure parking space next to it. All of Fred’s attempts to curtail the situation and placate the angry man were futile. A few of the guests had even come out to intervene in the situation. It was quite embarrassing to both Fred and his wife.

That night, Fred made up his mind, he was going to get his family out of this house.

As if the universe could feel his pain, later that week, accumulated arrears from contracts he had executed in the previous year were paid. It was clear the money had to be invested in a good property. What options were available? Purchase landed property and build or buy an already finished house? The decision was hardly a tough one, once he came across the offer, he just knew it was for him. Tastefully finished terrace houses, situated in a serene environment, easily accessible and properly secured. Not to talk of the play garden available to the children and spacious driveways suitable for early morning jogs. To cap it up, there was even a twenty percent discount on the properties. Wow! Talk about ticking all the boxes. His wife agreed with him at their first visit, they had found the perfect place to call home.

No one enjoys the discomfort that often accompanies living in a rented house. If like Fred, you are looking for a way to fire your landlord, now is a good time to put together a concrete plan. As the year winds down, bonuses and allowances are often paid among other unexpected income that trickle in. If you put them all together and channel the bulk of it towards getting your property, you might find that you have enough to make that leap. Especially if you take advantage of price promotions or spread out payment-plan options available. Even if you do not have enough funds just yet, it is a good time to start planning  towards owning your own home. Nothing says ‘security’ like a home to call your own.

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Source: Blog

FOMO: Should we really be afraid or not?

FOMO: Should we really be afraid or not?

F.O.M.O     /ˈfəʊməʊ/  

(fear of missing out)

An all-consuming feeling that you’re missing out on something your peers are doing or are in possession of, often aroused by posts seen on social media.

FOMO is such a global phenomenon that it was added to the Oxford dictionary in 2013. That’s just how big a deal it is! Human beings are social creatures, whether we like it or not. Nobody likes to be left out of a fun event; we all suffer from FOMO one way or the other.

Commonly seen in people aged 30 and under, its symptoms include squandering money and time that should be dedicated to more important things in the name of feeling among. The advent of social media has also created a need for social validation, thereby contributing to social anxiety.

Imagine scrolling through your Facebook or Snapchat and seeing your friends partying without you. That has to hurt a little, right?  Or when everyone is tweeting about the newest bar in town and you know your pockets can’t afford it, but you want to go still.

These are only just some of the problems we face today with social anxiety. We see social media posts of what people are constantly buying and experiencing; leaving us with a feeling of emptiness and a need for inclusion.

We then want to live like they’re living, so we can post on social media like they’re posting. We dig into our pockets in a bid to “feel among” and “look cool”, without realizing that we’re only digging ourselves deeper into a hole of depression and insufficient funds.

If you spend all you have now without a thought for the future, what is going to happen when you retire and your savings are not enough? Do you want to risk waiting till then to realize just how broke the FOMO is making you? Saving might not sound cool but it has been saving lives since 1801.

Now, is this the fault of social media? No. Should we delete our social media? No.

Social media does not force FOMO on us. We are the ones with the power to choose just how social media posts make us feel.

Channel your FOMO into JOMO – Joy Of Missing Out.

 

Photo credit: http://smurfitschoolblog.com

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Source: Blog