Author: ARM

6 types of people to have around at retirement

Your experience through retirement will largely depend on the people you surround yourself with. To have a happy and exciting retirement, consider having these types of people in your circle.

 

1. The Adventurous

This is the friend that is up for anything and is a great companion for road trips or getaways. With them, you experience the other side of your comfort zone and enjoy the excitement that life has to offer.

 

2. The Authentic

With this kind of person, you can be yourself. They allow you to be vulnerable, express your emotions in healthy ways, and help bring a smile back to your face when you’re down.

 

3. The Cheerleaders

This is the person you can always count on to lift your spirits, motivate you through challenges and make you smile.

 

4. The Positive

This kind of person emits positivity and when you stay around them enough, you’ll experience deeper happiness, better health and a sense of peace and well-being.

 

5. The Excellent Listener

When your friends listen to you and try to understand your struggles, dreams, and goals, you feel heard and safe to make improvements in your life. In retirement, sometimes, all you just need is a shoulder to lean on and ears to listen.

 

6. A trusted PFA

When you have a trustworthy Pension Fund Administrator like ARM Pensions, you can rest assured that your financial interest amongst others is protected, giving you the peace of mind, you need to enjoy retirement.

 

Learn all you need to enjoy a comfortable retirement at www.armpension.com

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6 ways to reignite your passion for your work

After working for 15 years, Kemi started to feel a bit ‘bleh’ about her job. The passion, drive, and zeal for work that she had in her earlier years had diminished and she needed a jump start.

Here are the tips a career coach gave her.

 

1. Engage your brain

Boredom often causes disinterest in one’s work. Sign up for a development program at work or take a course on your own. Learning something new will excite you, open your mind and give you an edge on the job that you didn’t have before.

 

2. Find meaning in your work

Think about why you got into your field of work originally, and whether you’re still on the same path. When you renew your commitment to the goals you had, or make new ones, you get a renewed sense of purpose.

 

3. Move others forward

Being a mentor to someone younger in your field can boost your enthusiasm for what you do. There’s something gratifying about creating a legacy and helping others advance.

 

4. Explore a new challenge

If there’s a project that needs extra hands or a person to run it in your organization, step up to the plate. Accepting and acing a new challenge may be all you need to get your enthusiasm fired up.

 

5. Declutter your workspace

When you start to declutter your workspace, you’re making decisions of what you value or don’t value. It helps you get a sense of what you want in your job and to decide the things that matter to you.

 

6. Be open to change

The average person changes careers multiple times in their life. If you still feel a sense of emptiness with your current career after trying out all the above, maybe it’s time to consider a change in career.”

 

Learn more at www.armpension.com

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Young adults and retirement

We follow two cousins both in their 20s, Jude, a businessman, and Mary, as they embark on a visit to their 65-year-old Uncle Frank. Here is how the story goes:

 

Jude

 

Jude loves living the life. Whenever he hears the word, “Retirement,” he scoffs because it seems so far that it hardly feels real at all. That eventually became his excuse to justify not saving for retirement. He often jokes that he’ll still be agile and efficient well past his 70s, so he can still run his business and earn a living.

 

Mary

 

Mary is after the “baby-girl” life: slaying for the ‘Gram, owing debt just to buy shoes, bags, and human hair in vogue, and never caring about saving. She also believes that retirement is too far to consider now hence she makes no effort to supplement her compulsory pension contributions with additional funds. In fact, if she had her way, she wouldn’t even save a kobo for retirement.

 

This visit to Uncle Frank is about to change their lives…

 

Uncle Frank

 

Uncle Frank lives in a decent bungalow in a high-brow estate in Abuja. He is well off and makes foreign trips at least once a year to visit his children. He also has a thriving business managed by his younger son in Lagos and looks ‘fresh’ every time Jude and Mary see him. They both admire him a lot.

 

During their discussion, Uncle Frank asks his niece and nephew about work, business, and relationships. Then somehow the discussion veered towards later years and retirement.

 

He noticed their nonchalance towards the topic and chuckled. Then he began his lecture:

 

“You youngsters don’t realize that the years slip by and building a sizable nest egg becomes more difficult if you don’t start early. Remember that you’ll also probably acquire other expenses you may not have yet such as family, in-laws, mortgage, and others,” he said.

 

He took a swig of juice and continued, “You may not earn a lot of money now in your business and career, but one thing you have more of than richer, older folks is time. With time on your side, saving for retirement becomes a much more pleasant and exciting prospect. You have time to map out your retirement plan and whatever you save compounds with the years and gets reinvested to make you more money.”

 

“How do you lads think I managed to build the life I have now after my years in the Human Resource space?” he finished with a smile.

 

It was a visit to remember for Jude and Mary. They got schooled by Uncle Frank and suddenly, their motto of living for the moment sounded utterly lame.

 

Got your retirement locked down? Move to ARM Pensions and we’ll help you plan for a better tomorrow.

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6 tips to excel in your career

Many years ago, Maureen Akintoye applied a list of smart nuggets to help her excel in her career. Now, with over a decade of successfully running a top Marketing and Advertising firm in New Zealand, she shares a few career tips which worked for her and where they originated from.

 

1. I first heard Zig Ziglar say it when people challenged him on his “positive attitude” manifesto: “You can do anything with a positive attitude better than you can do it with a negative one.” – Lea McLeod, Career Coach.

 

2. Work hard and be nice to people. It’s a very simple motto I try to live by daily – Marie Burns, Recruiting Leader at Compete.

 

3. There’s never going to be a precisely right moment to speak, share an idea, or take a chance. Just take the moment – don’t let thoughts like “I don’t feel like I’m ready” get in the way. Look to see if you have the main things or the opportunity will pass you by. Don’t let perfect get in the way of really, really good. – Kathleen Tierney, Executive Vice President and COO of Chub Insurance.

 

4. Tenacity and persistence – nothing beats it. Even if your talent isn’t there yet, you can always develop it to what it will eventually be. But people who are persistent and tenacious and driven and have a really clear, defined goal of what they want, nothing compares to that. Not giving up is really huge. – Catt Sadler, Anchor at E!

 

5. Asking for help isn’t a sign of weakness but of strength. No one got to where they are today without help along the way. Don’t be afraid to ask, and then remember to return the favor. – Elliott Bell, Director of Marketing of The Muse.

 

6. Even if you aren’t feeling totally sure of yourself and your abilities, it’s important that you present yourself otherwise. That means, shifting your body language to portray confidence. So, while you may be so nervous before your big interview or meeting that you want to curl into a ball, resist the temptation to cower or make yourself smaller, and walk in with your head held high. – Michele Hoos, Writer.

 

Invite someone to move to ARM Pensions to enjoy a greater advantage now and at retirement.

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